Compare Today’s Mortgage Rates for Bluffs, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Bluffs, Illinois 62621. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,584 or $7 / month in Bluffs and other areas of Morgan county.

Our search engine explores all home mortgage options in Bluffs, Illinois 62621, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Bluffs, Illinois 62621

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Bluffs, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Bluffs, IL 62621, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Bluffs, IL

Historical Mortgage Rates for Bluffs, Illinois 62621 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Bluffs, Illinois and around Morgan county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Bluffs, Illinois 62621

If you’re looking to buy a new home in Bluffs, we have compiled a list of the leading mortgage brokers around Bluffs, Illinois 62621 to help you with your search.

Name
Address
Contact

Farm Credit Service

265 N Broad St

Carlinville IL 62621

(217) 854-9693

http://www.usfarmcredit.com/

United Community Bancorp

301 N Main St

Chatham IL 62621

(217) 483-2491

http://www.ucbbank.com

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62621

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62621

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62621

(217) 243-5118

http://towerloan.com

Address

265 N Broad St

Carlinville IL

Contact

(217) 854-9693

http://www.usfarmcredit.com/

Address

301 N Main St

Chatham IL

Contact

(217) 483-2491

http://www.ucbbank.com

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Bluffs, Illinois 62621