Compare Today’s Mortgage Rates in Boody, Illinois 62514
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Boody, Illinois 62514.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Boody, Illinois 62514. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,999 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Boody and other areas of Macon county.
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Summary of Average Mortgages in Boody, Illinois 62514
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Boody, Illinois 62514
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Boody, IL 62514. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Boody, Illinois 62514 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Boody, Illinois and around Macon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Boody, Illinois 62514
For those searching for a new home in Boody, we have compiled a list of the top mortgage brokers located in and around Boody, Illinois 62514 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
2950 N Water St
Decatur IL 62514
(217) 875-5967
http://www.wellsfargo.com/mortgage/
State Finance Co.
701 W Pershing Rd
Decatur IL 62514
(217) 872-7666
World Finance
3745 N Woodford St
Decatur IL 62514
(217) 876-9168
http://www.worldfinance.com/
Wintrust Mortgage
1610 E Pershing Rd
Decatur IL 62514
(217) 875-7149
Farm Credit Service
2415 E Mound Rd
Decatur IL 62514
(217) 877-3141
http://farmcreditnetwork.com
Address
2950 N Water St
Decatur IL
Contact
(217) 875-5967
http://www.wellsfargo.com/mortgage/
Address
701 W Pershing Rd
Decatur IL
Contact
(217) 872-7666
Address
3745 N Woodford St
Decatur IL
Contact
(217) 876-9168
http://www.worldfinance.com/