Compare Today’s Mortgage Rates for Brighton, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Brighton, Illinois 62012. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,672 or $13 / month in Brighton and surrounding areas of Macoupin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Brighton, Illinois 62012.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Brighton, Illinois 62012

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Brighton, IL 62012, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Brighton, Illinois 62012 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Brighton, Illinois and around Macoupin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Brighton, Illinois 62012

If you’re looking to buy a new home in Brighton, we have compiled a list of the leading mortgage brokers around Brighton, Illinois 62012 to help you with your search.

Name
Address
Contact

Cottage Hills Auto Credit

225 W MacArthur Dr

Cottage Hills IL 62012

(618) 258-1639

South Central Illinois Mortgage

200 Homer M Adams Pkwy

Alton IL 62012

(618) 465-5656

TitleMax Title Loans

3685 Nameoki Rd

Granite City IL 62012

(618) 451-7098

webinquiries@titlemax.com

Illinois Title Loans

3410 Nameoki Rd

Granite City IL 62012

(618) 451-2345

http://www.illinoistitleloansinc.com/

Midwest Title Loans

3715 Nameoki Rd

Granite City IL 62012

(618) 451-0000

https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd

Address

225 W MacArthur Dr

Cottage Hills IL

Contact

(618) 258-1639

Address

200 Homer M Adams Pkwy

Alton IL

Contact

(618) 465-5656

Address

3685 Nameoki Rd

Granite City IL

Contact

(618) 451-7098

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Brighton, Illinois 62012