Compare Today’s Mortgage Rates in Browns, Illinois 62818
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Browns, Illinois 62818.
Our search engine thoroughly explores all home mortgage options in Browns, Illinois 62818, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,383 in lifetime cash or $7 per month in Browns and other areas of Edwards county.
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Summary of Average Mortgages in Browns, Illinois 62818
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Browns, Illinois 62818
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Browns, IL 62818. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Browns, Illinois 62818 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Browns, Illinois and around Edwards county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Browns, Illinois 62818
For those searching for a new home in Browns, we have compiled a list of the top mortgage brokers located in and around Browns, Illinois 62818 to assist you with your search.
Name
Address
Contact
State Finance Co.
1340 Il Highway 1
Carmi IL 62818
(618) 382-5450
World Finance
232 S 9th St
Mount Vernon IL 62818
(618) 244-5074
http://worldacceptance.com
Illinois Title Loans
3113 Broadway St
Mount Vernon IL 62818
(618) 244-3659
http://www.illinoistitleloansinc.com/
OneMain Financial
606 S 42nd St
Mount Vernon IL 62818
(618) 246-1265
http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html
Springleaf Financial Services
3300 Broadway St
Mount Vernon IL 62818
(618) 242-0210
compliancehelpline@slfs.com
Address
1340 Il Highway 1
Carmi IL
Contact
(618) 382-5450
Address
232 S 9th St
Mount Vernon IL
Contact
(618) 244-5074
http://worldacceptance.com
Address
3113 Broadway St
Mount Vernon IL
Contact
(618) 244-3659
http://www.illinoistitleloansinc.com/