Compare Today’s Mortgage Rates in Cairo, Illinois 62914
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Cairo, Illinois 62914.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Cairo, Illinois 62914. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,462 over the lifetime of your mortgage, which translates to a monthly savings of $10 in Cairo and other areas of Mississippi county.
Summary of Average Mortgages in Cairo, Illinois 62914
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Interactive Mortgage Rate Projections for Cairo, Illinois 62914
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Cairo, IL 62914. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Cairo, Illinois 62914 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Cairo, Illinois and around Mississippi county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Cairo, Illinois 62914
For those searching for a new home in Cairo, we have compiled a list of the top mortgage brokers located in and around Cairo, Illinois 62914 to assist you with your search.
VanDeusen Signing
311 3rd St
Cairo IL 62914
(618) 203-6263
http://vandeusensigning.com
Capaha Bank
209 W Commercial Dr
Carterville IL 62914
(618) 985-9000
http://cherrycreekmortgage.com
World Finance
704 E Walnut St
Carbondale IL 62914
(618) 529-1436
OneMain Financial
1000 N Carbon St
Marion IL 62914
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Heights Finance
1301 Enterprise Way
Marion IL 62914
(618) 997-8788
customeradvocate@heightsfinance.com
Address
311 3rd St
Cairo IL
Contact
(618) 203-6263
http://vandeusensigning.com
Address
209 W Commercial Dr
Carterville IL
Contact
(618) 985-9000
http://cherrycreekmortgage.com
Address
704 E Walnut St
Carbondale IL
Contact
(618) 529-1436