Compare Today’s Mortgage Rates in Calhoun, Illinois 62419
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Calhoun, Illinois 62419.
Our search engine thoroughly explores all home mortgage options in Calhoun, Illinois 62419, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,534 in lifetime cash or $10 per month in Calhoun and other areas of Richland county.
Summary of Average Mortgages in Calhoun, Illinois 62419
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Interactive Mortgage Rate Projections for Calhoun, Illinois 62419
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Calhoun, IL 62419. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Calhoun, Illinois 62419 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Calhoun, Illinois and around Richland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
% 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
% First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around Calhoun, Illinois 62419
For those searching for a new home in Calhoun, we have compiled a list of the top mortgage brokers located in and around Calhoun, Illinois 62419 to assist you with your search.
TitleMax Title Loans
910 N Keller Dr
Effingham IL 62419
(217) 342-5454
webinquiries@titlemax.com
Springleaf Financial Services
1304 Thelma Keller Ave
Effingham IL 62419
(217) 342-3958
compliancehelpline@slfs.com
Heights Finance
312 N Keller Dr
Effingham IL 62419
(217) 342-2801
customeradvocate@heightsfinance.com
Tower Loans
103 N Keller Dr
Effingham IL 62419
(217) 347-2344
http://towerloan.com
Courtesy Loans
103 N Keller Dr
Effingham IL 62419
(217) 347-2344
Address
910 N Keller Dr
Effingham IL
Contact
(217) 342-5454
webinquiries@titlemax.com
Address
1304 Thelma Keller Ave
Effingham IL
Contact
(217) 342-3958
compliancehelpline@slfs.com
Address
312 N Keller Dr
Effingham IL
Contact
(217) 342-2801
customeradvocate@heightsfinance.com