Compare Today’s Mortgage Rates for Carbondale, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carbondale, Illinois 62903. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,541 or $15 / month in Carbondale and other areas of Jackson county.

Our search engine explores all home mortgage options in Carbondale, Illinois 62903, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Carbondale, Illinois 62903

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carbondale, IL 62903, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carbondale, Illinois 62903 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carbondale, Illinois and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carbondale, Illinois 62903

If you’re looking to buy a new home in Carbondale, we have compiled a list of the leading mortgage brokers around Carbondale, Illinois 62903 to help you with your search.

Name
Address
Contact

Rental Store the Inc.

715 E Main St

Carbondale IL 62903

(618) 549-4600

State Finance Company

706 E Walnut St

Carbondale IL 62903

(618) 529-1442

Titlemax

500 E Walnut St

Carbondale IL 62903

(618) 351-6740

Springleaf Financial Services

1344 E Main St

Carbondale IL 62903

(618) 549-2111

https://www.springleaf.com/branches/IL/Carbondale/62901/338

Banner Finance of Carbondale

1719 W Main St

Carbondale IL 62903

(618) 457-7555

banner-finance@shsu.edu

Address

715 E Main St

Carbondale IL

Contact

(618) 549-4600

Address

706 E Walnut St

Carbondale IL

Contact

(618) 529-1442

Address

500 E Walnut St

Carbondale IL

Contact

(618) 351-6740

News on Mortgages and Reverse Mortgages for Carbondale, Illinois 62903