Compare Today’s Mortgage Rates in Carbondale, Illinois 62903
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Carbondale, Illinois 62903.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Carbondale, Illinois 62903. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,930 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Carbondale and other areas of Jackson county.
37.6772
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Summary of Average Mortgages in Carbondale, Illinois 62903
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Carbondale, Illinois 62903
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carbondale, IL 62903. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carbondale, Illinois 62903 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carbondale, Illinois and around Jackson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Carbondale, Illinois 62903
For those searching for a new home in Carbondale, we have compiled a list of the top mortgage brokers located in and around Carbondale, Illinois 62903 to assist you with your search.
Name
Address
Contact
Rental Store the Inc.
715 E Main St
Carbondale IL 62903
(618) 549-4600
State Finance Company
706 E Walnut St
Carbondale IL 62903
(618) 529-1442
Titlemax
500 E Walnut St
Carbondale IL 62903
(618) 351-6740
Springleaf Financial Services
1344 E Main St
Carbondale IL 62903
(618) 549-2111
https://www.springleaf.com/branches/IL/Carbondale/62901/338
Banner Finance of Carbondale
1719 W Main St
Carbondale IL 62903
(618) 457-7555
banner-finance@shsu.edu
Address
715 E Main St
Carbondale IL
Contact
(618) 549-4600
Address
706 E Walnut St
Carbondale IL
Contact
(618) 529-1442
Address
500 E Walnut St
Carbondale IL
Contact
(618) 351-6740