Compare Today’s Mortgage Rates for Carlinville, Illinois

Pureloan searches mortgage lenders and major banks in Carlinville, Illinois 62626 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $5,899 or $16 / month is expected in Carlinville and other areas of Macoupin county.

Pureloan’s search engine explores all home mortgage options in Carlinville, Illinois 62626, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Carlinville, Illinois 62626

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Carlinville, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carlinville, IL 62626, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Carlinville, IL

Historical Mortgage Rates for Carlinville, Illinois 62626 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Carlinville, Illinois and around Macoupin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carlinville, Illinois 62626

If you’re looking to buy a new home in Carlinville, we have compiled a list of the leading mortgage brokers around Carlinville, Illinois 62626 to help you with your search.

Name
Address
Contact

Farm Credit Service

265 N Broad St

Carlinville IL 62626

(217) 854-9693

http://www.usfarmcredit.com/

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62626

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62626

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62626

(217) 243-5118

http://towerloan.com

Dollars Today

1166 W Morton Ave

Jacksonville IL 62626

(217) 479-0033

dtinfo@dollars-today.com

Address

265 N Broad St

Carlinville IL

Contact

(217) 854-9693

http://www.usfarmcredit.com/

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

Address

1233 W Morton Ave

Jacksonville IL

Contact

(217) 245-1059

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for Carlinville, Illinois 62626