Compare Today’s Mortgage Rates in Carlock, Illinois 61725
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Carlock, Illinois 61725.
Our search engine thoroughly explores all home mortgage options in Carlock, Illinois 61725, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,752 in lifetime cash or $16 per month in Carlock and other areas of Mclean county.
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Summary of Average Mortgages in Carlock, Illinois 61725
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Carlock, Illinois 61725
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Carlock, IL 61725. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Carlock, Illinois 61725 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Carlock, Illinois and around Mclean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Carlock, Illinois 61725
For those searching for a new home in Carlock, we have compiled a list of the top mortgage brokers located in and around Carlock, Illinois 61725 to assist you with your search.
Name
Address
Contact
Springleaf Financial Services
702 W Oak St
Fairbury IL 61725
(815) 692-4334
Hartman-Business Line Mark
410 N 10th St
Fairbury IL 61725
(815) 692-2380
Loan One
600 W Main St
El Paso IL 61725
(309) 527-6585
contactus@loanoneinc.com
Farm Credit Service Administration
712 Iaa Dr
Bloomington IL 61725
(309) 663-9511
Illinois Title Loans
203 W Market St
Bloomington IL 61725
(309) 828-5446
http://www.titleandpaydayloans.com
Address
702 W Oak St
Fairbury IL
Contact
(815) 692-4334
Address
410 N 10th St
Fairbury IL
Contact
(815) 692-2380
Address
600 W Main St
El Paso IL
Contact
(309) 527-6585
contactus@loanoneinc.com