Compare Today’s Mortgage Rates for Carterville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Carterville, Illinois 62918. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,541 or $15 / month in Carterville and other areas of Williamson county.

Our search engine explores all home mortgage options in Carterville, Illinois 62918, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Carterville, Illinois 62918

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carterville, IL 62918, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Carterville, Illinois 62918 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Carterville, Illinois and around Williamson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carterville, Illinois 62918

If you’re looking to buy a new home in Carterville, we have compiled a list of the leading mortgage brokers around Carterville, Illinois 62918 to help you with your search.

Name
Address
Contact

Capaha Bank

209 W Commercial Dr

Carterville IL 62918

(618) 985-9000

http://cherrycreekmortgage.com

World Finance

704 E Walnut St

Carbondale IL 62918

(618) 529-1436

OneMain Financial

1000 N Carbon St

Marion IL 62918

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

Heights Finance

1301 Enterprise Way

Marion IL 62918

(618) 997-8788

customeradvocate@heightsfinance.com

Easy Street Acceptance

1910 W Coolidge Ave

Marion IL 62918

(618) 993-6864

info@driveeasystreet.com

Address

209 W Commercial Dr

Carterville IL

Contact

(618) 985-9000

http://cherrycreekmortgage.com

Address

704 E Walnut St

Carbondale IL

Contact

(618) 529-1436

Address

1000 N Carbon St

Marion IL

Contact

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

News on Mortgages and Reverse Mortgages for Carterville, Illinois 62918