Compare Today’s Mortgage Rates for Centralia, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Centralia, Illinois 62801. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,835 or $8 / month in Centralia and surrounding areas of Marion county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Centralia, Illinois 62801.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Centralia, Illinois 62801

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Centralia, IL 62801, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Centralia, Illinois 62801 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Centralia, Illinois and around Marion county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Centralia, Illinois 62801

If you’re looking to buy a new home in Centralia, we have compiled a list of the leading mortgage brokers around Centralia, Illinois 62801 to help you with your search.

Name
Address
Contact

World Finance

215 S Locust St

Centralia IL 62801

(618) 533-2094

American General Financial Svc

1333 W Broadway

Centralia IL 62801

(618) 532-6726

http://www.loansfast.com

Personal Finance Co.

115 N Hickory St

Centralia IL 62801

(618) 532-1958

http://personalfinancecompany.com

State Finance

104 S Locust St

Centralia IL 62801

(618) 532-5475

http://www.security-finance.com

Springleaf Financial Services

1333 W Broadway

Centralia IL 62801

(618) 532-6726

https://www.springleaf.com/branches/IL/Centralia/62801/339

Address

215 S Locust St

Centralia IL

Contact

(618) 533-2094

Address

1333 W Broadway

Centralia IL

Contact

(618) 532-6726

http://www.loansfast.com

Address

115 N Hickory St

Centralia IL

Contact

(618) 532-1958

http://personalfinancecompany.com

News on Mortgages and Reverse Mortgages for Centralia, Illinois 62801