Compare Today’s Mortgage Rates for Chester, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Chester, Illinois 62233. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,966 or $8 / month in Chester and surrounding areas of Randolph county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Chester, Illinois 62233.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chester, Illinois 62233

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chester, IL 62233, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Chester, Illinois 62233 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Chester, Illinois and around Randolph county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chester, Illinois 62233

If you’re looking to buy a new home in Chester, we have compiled a list of the leading mortgage brokers around Chester, Illinois 62233 to help you with your search.

Name
Address
Contact

Mortgage Haus

200 Admiral Weinel Blvd

Columbia IL 62233

(618) 281-8090

Collinsville Quick Cash

1710 Vandalia St

Collinsville IL 62233

(618) 344-3636

gregorybone@cox.net

Directbuy

1601 Eastport Plaza Dr

Collinsville IL 62233

(618) 301-4040

membercares@directbuy.com

OneMain Financial

511 Belt Line Rd

Collinsville IL 62233

(618) 344-5644

http://branches.onemainfinancial.com/il/collinsville/511-belt-line-road.html

TitleMax Title Loans

2533 Vandalia St

Collinsville IL 62233

(618) 212-1270

webinquiries@titlemax.com

Address

200 Admiral Weinel Blvd

Columbia IL

Contact

(618) 281-8090

Address

1710 Vandalia St

Collinsville IL

Contact

(618) 344-3636

gregorybone@cox.net

Address

1601 Eastport Plaza Dr

Collinsville IL

Contact

(618) 301-4040

membercares@directbuy.com

News on Mortgages and Reverse Mortgages for Chester, Illinois 62233