Compare Today’s Mortgage Rates for Chesterfield, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Chesterfield, Illinois 62630. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,842 or $8 / month in Chesterfield and surrounding areas of Macoupin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Chesterfield, Illinois 62630.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chesterfield, Illinois 62630

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Chesterfield, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chesterfield, IL 62630, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Chesterfield, IL

Historical Mortgage Rates for Chesterfield, Illinois 62630 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Chesterfield, Illinois and around Macoupin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chesterfield, Illinois 62630

If you’re looking to buy a new home in Chesterfield, we have compiled a list of the leading mortgage brokers around Chesterfield, Illinois 62630 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62630

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62630

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62630

(217) 243-5118

http://towerloan.com

Dollars Today

1166 W Morton Ave

Jacksonville IL 62630

(217) 479-0033

dtinfo@dollars-today.com

World Finance

901 W Morton Ave

Jacksonville IL 62630

(217) 245-8035

http://www.worldacceptance.com

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

Address

1233 W Morton Ave

Jacksonville IL

Contact

(217) 245-1059

customeradvocate@heightsfinance.com

Address

404 W Morton Ave

Jacksonville IL

Contact

(217) 243-5118

http://towerloan.com

News on Mortgages and Reverse Mortgages for Chesterfield, Illinois 62630