Compare Today’s Mortgage Rates in Chesterfield, Illinois 62630
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Chesterfield, Illinois 62630.
Our search engine thoroughly explores all home mortgage options in Chesterfield, Illinois 62630, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,835 in lifetime cash or $8 per month in Chesterfield and other areas of Macoupin county.
Summary of Average Mortgages in Chesterfield, Illinois 62630
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Interactive Mortgage Rate Projections for Chesterfield, Illinois 62630
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Chesterfield, IL 62630. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Chesterfield, Illinois 62630 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Chesterfield, Illinois and around Macoupin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Chesterfield, Illinois 62630
For those searching for a new home in Chesterfield, we have compiled a list of the top mortgage brokers located in and around Chesterfield, Illinois 62630 to assist you with your search.
TitleMax Title Loans
1699 W Morton Ave
Jacksonville IL 62630
(217) 243-6306
webinquiries@titlemax.com
Heights Finance Corporation
1233 W Morton Ave
Jacksonville IL 62630
(217) 245-1059
customeradvocate@heightsfinance.com
Tower Loan
404 W Morton Ave
Jacksonville IL 62630
(217) 243-5118
http://towerloan.com
Dollars Today
1166 W Morton Ave
Jacksonville IL 62630
(217) 479-0033
dtinfo@dollars-today.com
World Finance
901 W Morton Ave
Jacksonville IL 62630
(217) 245-8035
http://www.worldacceptance.com
Address
1699 W Morton Ave
Jacksonville IL
Contact
(217) 243-6306
webinquiries@titlemax.com
Address
1233 W Morton Ave
Jacksonville IL
Contact
(217) 245-1059
customeradvocate@heightsfinance.com
Address
404 W Morton Ave
Jacksonville IL
Contact
(217) 243-5118
http://towerloan.com