Compare Today’s Mortgage Rates for Clay City, Illinois

Pureloan searches mortgage lenders and major banks in Clay City, Illinois 62824 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,959 or $8 / month is expected in Clay City and other areas of Clay county.

Pureloan’s search engine explores all home mortgage options in Clay City, Illinois 62824, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Clay City, Illinois 62824

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Clay City, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Clay City, IL 62824, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Clay City, IL

Historical Mortgage Rates for Clay City, Illinois 62824 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Clay City, Illinois and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Clay City, Illinois 62824

If you’re looking to buy a new home in Clay City, we have compiled a list of the leading mortgage brokers around Clay City, Illinois 62824 to help you with your search.

Name
Address
Contact

State Finance Co.

1340 Il Highway 1

Carmi IL 62824

(618) 382-5450

World Finance

232 S 9th St

Mount Vernon IL 62824

(618) 244-5074

http://worldacceptance.com

Illinois Title Loans

3113 Broadway St

Mount Vernon IL 62824

(618) 244-3659

http://www.illinoistitleloansinc.com/

OneMain Financial

606 S 42nd St

Mount Vernon IL 62824

(618) 246-1265

http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html

Springleaf Financial Services

3300 Broadway St

Mount Vernon IL 62824

(618) 242-0210

compliancehelpline@slfs.com

Address

1340 Il Highway 1

Carmi IL

Contact

(618) 382-5450

Address

232 S 9th St

Mount Vernon IL

Contact

(618) 244-5074

http://worldacceptance.com

Address

3113 Broadway St

Mount Vernon IL

Contact

(618) 244-3659

http://www.illinoistitleloansinc.com/

News on Mortgages and Reverse Mortgages for Clay City, Illinois 62824