Compare Today’s Mortgage Rates in Collinsville, Illinois 62234
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Collinsville, Illinois 62234.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Collinsville, Illinois 62234. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,341 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Collinsville and other areas of Madison county.
Summary of Average Mortgages in Collinsville, Illinois 62234
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Interactive Mortgage Rate Projections for Collinsville, Illinois 62234
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Collinsville, IL 62234. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Collinsville, Illinois 62234 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Collinsville, Illinois and around Madison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Collinsville, Illinois 62234
For those searching for a new home in Collinsville, we have compiled a list of the top mortgage brokers located in and around Collinsville, Illinois 62234 to assist you with your search.
First Co Mortgage
203 Goethe Ave
Collinsville IL 62234
(618) 343-2900
http://www.firstcomortgage.com
Mortgage Makers
200 Goethe Ave
Collinsville IL 62234
(618) 344-0791
Creative Mortgage Concepts
210 Regency Ctr
Collinsville IL 62234
(618) 345-4900
World Acceptance
1600 Golfview Dr
Collinsville IL 62234
(618) 343-0680
http://worldacceptance.com
Missouri Payday Loans
502 Vandalia St
Collinsville IL 62234
(618) 344-5555
contactus@usapaydayloanstore.com
Address
203 Goethe Ave
Collinsville IL
Contact
(618) 343-2900
http://www.firstcomortgage.com
Address
200 Goethe Ave
Collinsville IL
Contact
(618) 344-0791
Address
210 Regency Ctr
Collinsville IL
Contact
(618) 345-4900