Compare Today’s Mortgage Rates for Columbia, Illinois

Pureloan searches mortgage lenders and major banks in Columbia, Illinois 62236 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,250 or $20 / month is expected in Columbia and other areas of Monroe county.

Pureloan’s search engine explores all home mortgage options in Columbia, Illinois 62236, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Columbia, Illinois 62236

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Columbia, IL 62236, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Columbia, Illinois 62236 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Columbia, Illinois and around Monroe county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Columbia, Illinois 62236

If you’re looking to buy a new home in Columbia, we have compiled a list of the leading mortgage brokers around Columbia, Illinois 62236 to help you with your search.

Name
Address
Contact

Mortgage Haus

200 Admiral Weinel Blvd

Columbia IL 62236

(618) 281-8090

PrimeLending, A PlainsCapital Company

107 N Main St

Columbia IL 62236

(618) 281-7035

https://lo.primelending.com/columbiail

Mid America Mortgage Service

1003 N Main St

Columbia IL 62236

(618) 281-8766

midam@htc.net

American Home Lending USA

119 W Gundlach St

Columbia IL 62236

(618) 281-7600

http://amhomelending.com

Confidence Mortgage

280 Southwoods Ctr

Columbia IL 62236

(618) 281-0240

http://www.confidencemortgage.com

Address

200 Admiral Weinel Blvd

Columbia IL

Contact

(618) 281-8090

Address

107 N Main St

Columbia IL

Contact

(618) 281-7035

https://lo.primelending.com/columbiail

Address

1003 N Main St

Columbia IL

Contact

(618) 281-8766

midam@htc.net

News on Mortgages and Reverse Mortgages for Columbia, Illinois 62236