Compare Today’s Mortgage Rates for Congerville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Congerville, Illinois 61729. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,707 or $16 / month in Congerville and other areas of Woodford county.

Our search engine explores all home mortgage options in Congerville, Illinois 61729, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Congerville, Illinois 61729

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Congerville, IL 61729, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Congerville, Illinois 61729 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Congerville, Illinois and around Woodford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Congerville, Illinois 61729

If you’re looking to buy a new home in Congerville, we have compiled a list of the leading mortgage brokers around Congerville, Illinois 61729 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

702 W Oak St

Fairbury IL 61729

(815) 692-4334

Hartman-Business Line Mark

410 N 10th St

Fairbury IL 61729

(815) 692-2380

Loan One

600 W Main St

El Paso IL 61729

(309) 527-6585

contactus@loanoneinc.com

Farm Credit Service Administration

712 Iaa Dr

Bloomington IL 61729

(309) 663-9511

Illinois Title Loans

203 W Market St

Bloomington IL 61729

(309) 828-5446

http://www.titleandpaydayloans.com

Address

702 W Oak St

Fairbury IL

Contact

(815) 692-4334

Address

410 N 10th St

Fairbury IL

Contact

(815) 692-2380

Address

600 W Main St

El Paso IL

Contact

(309) 527-6585

contactus@loanoneinc.com

News on Mortgages and Reverse Mortgages for Congerville, Illinois 61729