Compare Today’s Mortgage Rates for Crystal Lake, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Crystal Lake, Illinois 60039. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,940 or $22 / month in Crystal Lake and surrounding areas of Mchenry county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Crystal Lake, Illinois 60039.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Crystal Lake, Illinois 60039

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Crystal Lake, IL 60039, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Crystal Lake, Illinois 60039 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Crystal Lake, Illinois and around Mchenry county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.78% 87.76% 89.69% 88.49% 88.96% 88.02% 90.34% 88.63%
avg mortgage rate 4.97% 4.70% 3.90% 4.00% 4.46% 4.13% 3.90% 4.14%
% 15 year fixed mortgage 6.74% 9.79% 8.06% 10.15% 9.61% 10.23% 8.17% 9.96%
avg mortgage rate 4.38% 3.94% 3.19% 3.18% 3.51% 3.28% 3.12% 3.34%
Avg credit score 759.59 761.46 762.23 758.20 754.09 752.53 752.41 752.56
Avg LTV (loan to value) 73.99% 75.67% 78.13% 79.09% 80.50% 81.09% 81.75% 81.14%
Avg DTI (debt to income) 34.68 34.66 34.09 34.60 34.69 35.25 35.30 36.08
% First time homebuyer 38.63% 33.40% 35.61% 39.08% 40.73% 40.93% 40.51% 38.52%
Avg mortgage insurance % 3.55% 4.82% 7.39% 8.39% 10.23% 11.50% 11.59% 10.51%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Crystal Lake, Illinois 60039

If you’re looking to buy a new home in Crystal Lake, we have compiled a list of the leading mortgage brokers around Crystal Lake, Illinois 60039 to help you with your search.

Name
Address
Contact

B K Opportunity

7713 Hillside Rd

Crystal Lake IL 60039

(815) 455-7322

Cpr Finance and Associates

8600 US Highway 14

Crystal Lake IL 60039

(815) 459-4110

http://www.cprfinance.com

Mortgage Capital Group

380 N Terra Cotta Rd

Crystal Lake IL 60039

(815) 455-4422

http://www.mcglending.com

America One Acceptance Corporation

44 Virginia Rd

Crystal Lake IL 60039

(815) 356-7886

Homefront Financial

101 N Virginia St

Crystal Lake IL 60039

(815) 459-5626

viteri@homefrontfinancial.com

Address

7713 Hillside Rd

Crystal Lake IL

Contact

(815) 455-7322

Address

8600 US Highway 14

Crystal Lake IL

Contact

(815) 459-4110

http://www.cprfinance.com

Address

380 N Terra Cotta Rd

Crystal Lake IL

Contact

(815) 455-4422

http://www.mcglending.com

News on Mortgages and Reverse Mortgages for Crystal Lake, Illinois 60039