Compare Today’s Mortgage Rates in Dakota, Illinois 61018
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Dakota, Illinois 61018.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Dakota, Illinois 61018. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,520 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Dakota and other areas of Stephenson county.
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Summary of Average Mortgages in Dakota, Illinois 61018
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Dakota, Illinois 61018
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Dakota, IL 61018. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Dakota, Illinois 61018 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Dakota, Illinois and around Stephenson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Dakota, Illinois 61018
For those searching for a new home in Dakota, we have compiled a list of the top mortgage brokers located in and around Dakota, Illinois 61018 to assist you with your search.
Name
Address
Contact
Check 'n Go
214 Keul Rd
Dixon IL 61018
(815) 561-4034
comments@checkngo.com
World Finance
106 S Peoria Ave
Dixon IL 61018
(815) 284-4466
http://worldacceptance.com
U S Bancorp Investments
207 W 2nd St
Dixon IL 61018
(800) 888-4700
Illinois Title Loans
231 Sinsinawa Ave
East Dubuque IL 61018
(815) 747-6298
http://www.illinoistitleloansinc.com/
TitleMax Title Loans
2298 Gateway Center Dr
Belvidere IL 61018
(815) 544-5703
webinquiries@titlemax.com
Address
214 Keul Rd
Dixon IL
Contact
(815) 561-4034
comments@checkngo.com
Address
106 S Peoria Ave
Dixon IL
Contact
(815) 284-4466
http://worldacceptance.com
Address
207 W 2nd St
Dixon IL
Contact
(800) 888-4700