Compare Today’s Mortgage Rates for Dakota, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Dakota, Illinois 61018. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,973 or $14 / month in Dakota and other areas of Stephenson county.

Our search engine explores all home mortgage options in Dakota, Illinois 61018, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Dakota, Illinois 61018

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Dakota, IL 61018, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Dakota, Illinois 61018 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Dakota, Illinois and around Stephenson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Dakota, Illinois 61018

If you’re looking to buy a new home in Dakota, we have compiled a list of the leading mortgage brokers around Dakota, Illinois 61018 to help you with your search.

Name
Address
Contact

Check 'n Go

214 Keul Rd

Dixon IL 61018

(815) 561-4034

comments@checkngo.com

World Finance

106 S Peoria Ave

Dixon IL 61018

(815) 284-4466

http://worldacceptance.com

U S Bancorp Investments

207 W 2nd St

Dixon IL 61018

(800) 888-4700

Illinois Title Loans

231 Sinsinawa Ave

East Dubuque IL 61018

(815) 747-6298

http://www.illinoistitleloansinc.com/

TitleMax Title Loans

2298 Gateway Center Dr

Belvidere IL 61018

(815) 544-5703

webinquiries@titlemax.com

Address

214 Keul Rd

Dixon IL

Contact

(815) 561-4034

comments@checkngo.com

Address

106 S Peoria Ave

Dixon IL

Contact

(815) 284-4466

http://worldacceptance.com

Address

207 W 2nd St

Dixon IL

Contact

(800) 888-4700

News on Mortgages and Reverse Mortgages for Dakota, Illinois 61018