Compare Today’s Mortgage Rates in De Soto, Illinois 62924
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in De Soto, Illinois 62924.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in De Soto, Illinois 62924. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,410 over the lifetime of your mortgage, which translates to a monthly savings of $9 in De Soto and other areas of Jackson county.
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Summary of Average Mortgages in De Soto, Illinois 62924
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for De Soto, Illinois 62924
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in De Soto, IL 62924. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in De Soto, Illinois 62924 from 2024 - 2016
We have compiled mortgage rates charts for home loans in De Soto, Illinois and around Jackson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around De Soto, Illinois 62924
For those searching for a new home in De Soto, we have compiled a list of the top mortgage brokers located in and around De Soto, Illinois 62924 to assist you with your search.
Name
Address
Contact
World Finance
704 E Walnut St
Carbondale IL 62924
(618) 529-1436
OneMain Financial
1000 N Carbon St
Marion IL 62924
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Heights Finance
1301 Enterprise Way
Marion IL 62924
(618) 997-8788
customeradvocate@heightsfinance.com
Easy Street Acceptance
1910 W Coolidge Ave
Marion IL 62924
(618) 993-6864
info@driveeasystreet.com
Banner Finance
109 W Main St
Marion IL 62924
(618) 997-3777
gduguran@bannerfinance.com
Address
704 E Walnut St
Carbondale IL
Contact
(618) 529-1436
Address
1000 N Carbon St
Marion IL
Contact
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Address
1301 Enterprise Way
Marion IL
Contact
(618) 997-8788
customeradvocate@heightsfinance.com