Compare Today’s Mortgage Rates in Depue, Illinois 61322
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Depue, Illinois 61322.
Our search engine thoroughly explores all home mortgage options in Depue, Illinois 61322, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $1,397 in lifetime cash or $4 per month in Depue and other areas of Bureau county.
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Summary of Average Mortgages in Depue, Illinois 61322
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Depue, Illinois 61322
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Depue, IL 61322. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Depue, Illinois 61322 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Depue, Illinois and around Bureau county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Depue, Illinois 61322
For those searching for a new home in Depue, we have compiled a list of the top mortgage brokers located in and around Depue, Illinois 61322 to assist you with your search.
Name
Address
Contact
Heights Finance
1128 Columbus St
Ottawa IL 61322
(815) 433-6406
customeradvocate@heightsfinance.com
1st Farm Credit Services
3184 N State Route 23
Ottawa IL 61322
(815) 433-4259
ottawa@1stfarmcredit.com
Wells Fargo Home Mortgage
716 Columbus St
Ottawa IL 61322
(815) 433-3715
http://www.wellsfargo.com/mortgage/
World Finance Corporation
2744 Columbus St
Ottawa IL 61322
(815) 434-0382
http://worldacceptance.com
Check 'n Go
511 E Norris Dr
Ottawa IL 61322
(815) 431-9999
comments@checkngo.com
Address
1128 Columbus St
Ottawa IL
Contact
(815) 433-6406
customeradvocate@heightsfinance.com
Address
3184 N State Route 23
Ottawa IL
Contact
(815) 433-4259
ottawa@1stfarmcredit.com
Address
716 Columbus St
Ottawa IL
Contact
(815) 433-3715
http://www.wellsfargo.com/mortgage/