Compare Today’s Mortgage Rates in Dix, Illinois 62830
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Dix, Illinois 62830.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Dix, Illinois 62830. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,109 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Dix and other areas of Jefferson county.
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Summary of Average Mortgages in Dix, Illinois 62830
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Dix, Illinois 62830
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Dix, IL 62830. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Dix, Illinois 62830 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Dix, Illinois and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Dix, Illinois 62830
For those searching for a new home in Dix, we have compiled a list of the top mortgage brokers located in and around Dix, Illinois 62830 to assist you with your search.
Name
Address
Contact
EZ Cash
1400 W Main St
Fairfield IL 62830
(618) 842-6669
Easy Cash
1400 W Main St
Fairfield IL 62830
(618) 842-6669
TitleMax Title Loans
838 S Washington St
Du Quoin IL 62830
(618) 542-2684
webinquiries@titlemax.com
Heights Finance Corporation
122 Southtowne Shopping Ctr
Du Quoin IL 62830
(618) 542-6314
customeradvocate@heightsfinance.com
State Finance Company
224 Southtowne Shopping Ctr
Du Quoin IL 62830
(618) 542-9400
Address
1400 W Main St
Fairfield IL
Contact
(618) 842-6669
Address
1400 W Main St
Fairfield IL
Contact
(618) 842-6669
Address
838 S Washington St
Du Quoin IL
Contact
(618) 542-2684
webinquiries@titlemax.com