Compare Today’s Mortgage Rates for Dow, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Dow, Illinois 62022. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,368 or $20 / month in Dow and surrounding areas of Jersey county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Dow, Illinois 62022.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Dow, Illinois 62022

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Dow, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Dow, IL 62022, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Dow, IL

Historical Mortgage Rates for Dow, Illinois 62022 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Dow, Illinois and around Jersey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Dow, Illinois 62022

If you’re looking to buy a new home in Dow, we have compiled a list of the leading mortgage brokers around Dow, Illinois 62022 to help you with your search.

Name
Address
Contact

Cornerstone Home Loans

400 Saint Louis St

Edwardsville IL 62022

(618) 659-0700

http://www.cornerstonemortgageus.com/

Mortgage Makers

2205 S State Route 157

Edwardsville IL 62022

(618) 692-1470

gerard@mortgagemakersinc.com

Wintrust Mortgage Co.

921 S Arbor Vitae

Edwardsville IL 62022

(618) 692-8247

sphillips@wintrustmortgage.com

1St Advantage Mortgage

5404 Fox Ct

Edwardsville IL 62022

(618) 692-1558

http://1stadvantagemortgage.com

Prime Lending

60 S State Route 157

Edwardsville IL 62022

(618) 307-5801

http://www.primelending.com/

Address

400 Saint Louis St

Edwardsville IL

Contact

(618) 659-0700

http://www.cornerstonemortgageus.com/

Address

2205 S State Route 157

Edwardsville IL

Contact

(618) 692-1470

gerard@mortgagemakersinc.com

Address

921 S Arbor Vitae

Edwardsville IL

Contact

(618) 692-8247

sphillips@wintrustmortgage.com

News on Mortgages and Reverse Mortgages for Dow, Illinois 62022