Compare Today’s Mortgage Rates for East Alton, Illinois

Pureloan searches mortgage lenders and major banks in East Alton, Illinois 62024 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,105 or $9 / month is expected in East Alton and other areas of Madison county.

Pureloan’s search engine explores all home mortgage options in East Alton, Illinois 62024, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in East Alton, Illinois 62024

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for East Alton, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in East Alton, IL 62024, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for East Alton, IL

Historical Mortgage Rates for East Alton, Illinois 62024 from 2013 - 2020

We have compiled mortgage rate charts for home loans in East Alton, Illinois and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around East Alton, Illinois 62024

If you’re looking to buy a new home in East Alton, we have compiled a list of the leading mortgage brokers around East Alton, Illinois 62024 to help you with your search.

Name
Address
Contact

Winchester Ammunition

427 N Shamrock St

East Alton IL 62024

(618) 258-2000

http://www.winchester.com

Illinois Title Loans

540 W Saint Louis Ave

East Alton IL 62024

(618) 259-3189

http://www.illinoistitleloansinc.com/

TitleMax Title Loans

610 Lewis And Clark Blvd

East Alton IL 62024

(618) 251-9562

webinquiries@titlemax.com

Cornerstone Home Loans

400 Saint Louis St

Edwardsville IL 62024

(618) 659-0700

http://www.cornerstonemortgageus.com/

Mortgage Makers

2205 S State Route 157

Edwardsville IL 62024

(618) 692-1470

gerard@mortgagemakersinc.com

Address

427 N Shamrock St

East Alton IL

Contact

(618) 258-2000

http://www.winchester.com

Address

540 W Saint Louis Ave

East Alton IL

Contact

(618) 259-3189

http://www.illinoistitleloansinc.com/

Address

610 Lewis And Clark Blvd

East Alton IL

Contact

(618) 251-9562

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for East Alton, Illinois 62024