Compare Today’s Mortgage Rates in East Carondelet, Illinois 62240
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in East Carondelet, Illinois 62240.
Our search engine thoroughly explores all home mortgage options in East Carondelet, Illinois 62240, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,178 in lifetime cash or $6 per month in East Carondelet and other areas of Saint Clair county.
Summary of Average Mortgages in East Carondelet, Illinois 62240
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Interactive Mortgage Rate Projections for East Carondelet, Illinois 62240
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in East Carondelet, IL 62240. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in East Carondelet, Illinois 62240 from 2024 - 2016
We have compiled mortgage rates charts for home loans in East Carondelet, Illinois and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around East Carondelet, Illinois 62240
For those searching for a new home in East Carondelet, we have compiled a list of the top mortgage brokers located in and around East Carondelet, Illinois 62240 to assist you with your search.
TitleMax Title Loans
2633 Northtown Way
Highland IL 62240
(618) 654-1086
webinquiries@titlemax.com
Highland Quick Cash
1328 Mercantile Dr
Highland IL 62240
(618) 651-1600
http://www.thehtbn.com
World Finance Corporation
12551 State Route 143
Highland IL 62240
(618) 654-8520
http://worldacceptance.com
Mortgage Haus
200 Admiral Weinel Blvd
Columbia IL 62240
(618) 281-8090
AAA Community Finance
5112 N Belt W
Belleville IL 62240
(618) 222-0300
admin@aaacommunityfinance.com
Address
2633 Northtown Way
Highland IL
Contact
(618) 654-1086
webinquiries@titlemax.com
Address
1328 Mercantile Dr
Highland IL
Contact
(618) 651-1600
http://www.thehtbn.com
Address
12551 State Route 143
Highland IL
Contact
(618) 654-8520
http://worldacceptance.com