Compare Today’s Mortgage Rates for East Saint Louis, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in East Saint Louis, Illinois 62207. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,541 or $15 / month in East Saint Louis and other areas of Saint Clair county.

Our search engine explores all home mortgage options in East Saint Louis, Illinois 62207, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in East Saint Louis, Illinois 62207

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in East Saint Louis, IL 62207, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for East Saint Louis, Illinois 62207 from 2012 - 2019

We have compiled mortgage rate charts for home loans in East Saint Louis, Illinois and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around East Saint Louis, Illinois 62207

If you’re looking to buy a new home in East Saint Louis, we have compiled a list of the leading mortgage brokers around East Saint Louis, Illinois 62207 to help you with your search.

Name
Address
Contact

Independence Home Lending

5663 Lake Dr

East Saint Louis IL 62207

(618) 398-1350

American Home Lending

1269 N 89th St

East Saint Louis IL 62207

(618) 398-6470

stuart@amcmort.com

Industrial Savings & Loan Association

5000 State St

East Saint Louis IL 62207

(618) 875-0840

Ahart Financial & Technology

540 Wimmer Pl

East Saint Louis IL 62207

(618) 875-8175

bill@hartfinancial.com

Pioneer Credit Company

910 Martin Luther King Dr

East Saint Louis IL 62207

(618) 875-7000

Address

5663 Lake Dr

East Saint Louis IL

Contact

(618) 398-1350

Address

1269 N 89th St

East Saint Louis IL

Contact

(618) 398-6470

stuart@amcmort.com

Address

5000 State St

East Saint Louis IL

Contact

(618) 875-0840

News on Mortgages and Reverse Mortgages for East Saint Louis, Illinois 62207