Compare Today’s Mortgage Rates for Edinburg, Illinois

Pureloan searches mortgage lenders and major banks in Edinburg, Illinois 62531 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,521 or $13 / month is expected in Edinburg and other areas of Christian county.

Pureloan’s search engine explores all home mortgage options in Edinburg, Illinois 62531, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Edinburg, Illinois 62531

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Edinburg, IL 62531, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Edinburg, Illinois 62531 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Edinburg, Illinois and around Christian county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Edinburg, Illinois 62531

If you’re looking to buy a new home in Edinburg, we have compiled a list of the leading mortgage brokers around Edinburg, Illinois 62531 to help you with your search.

Name
Address
Contact

Title Max

1146 Hickory Point Mall

Forsyth IL 62531

(217) 875-4632

Wells Fargo Home Mortgage

2950 N Water St

Decatur IL 62531

(217) 875-5967

http://www.wellsfargo.com/mortgage/

State Finance Co.

701 W Pershing Rd

Decatur IL 62531

(217) 872-7666

World Finance

3745 N Woodford St

Decatur IL 62531

(217) 876-9168

http://www.worldfinance.com/

Wintrust Mortgage

1610 E Pershing Rd

Decatur IL 62531

(217) 875-7149

Address

1146 Hickory Point Mall

Forsyth IL

Contact

(217) 875-4632

Address

2950 N Water St

Decatur IL

Contact

(217) 875-5967

http://www.wellsfargo.com/mortgage/

Address

701 W Pershing Rd

Decatur IL

Contact

(217) 872-7666

News on Mortgages and Reverse Mortgages for Edinburg, Illinois 62531