Compare Today’s Mortgage Rates in Edwardsville, Illinois 62026
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Edwardsville, Illinois 62026.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Edwardsville, Illinois 62026. For a 30-year fixed loan, our calculations show that you can expect to save up to $8,356 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Edwardsville and other areas of Madison county.
Summary of Average Mortgages in Edwardsville, Illinois 62026
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Interactive Mortgage Rate Projections for Edwardsville, Illinois 62026
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Edwardsville, IL 62026. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Edwardsville, Illinois 62026 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Edwardsville, Illinois and around Madison county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Edwardsville, Illinois 62026
For those searching for a new home in Edwardsville, we have compiled a list of the top mortgage brokers located in and around Edwardsville, Illinois 62026 to assist you with your search.
American Liberty Mortgage
503 Saint Louis St
Edwardsville IL 62026
(618) 656-1096
Benchmark Home Loans
111 E Vandalia St
Edwardsville IL 62026
(618) 659-8609
mward@benchmarkhomeloans.com
Wells Fargo Home Mortgage
3406 Antietam Ct
Edwardsville IL 62026
(618) 659-1144
reportphish@wellsfargo.com
Prime Lending
60 S State Route 157
Edwardsville IL 62026
(618) 307-5801
http://www.primelending.com/
1St Advantage Mortgage
5404 Fox Ct
Edwardsville IL 62026
(618) 692-1558
http://1stadvantagemortgage.com
Address
503 Saint Louis St
Edwardsville IL
Contact
(618) 656-1096
Address
111 E Vandalia St
Edwardsville IL
Contact
(618) 659-8609
mward@benchmarkhomeloans.com
Address
3406 Antietam Ct
Edwardsville IL
Contact
(618) 659-1144
reportphish@wellsfargo.com