Compare Today’s Mortgage Rates for Edwardsville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Edwardsville, Illinois 62026. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,250 or $20 / month in Edwardsville and other areas of Madison county.

Our search engine explores all home mortgage options in Edwardsville, Illinois 62026, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Edwardsville, Illinois 62026

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Edwardsville, IL 62026, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Edwardsville, Illinois 62026 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Edwardsville, Illinois and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Edwardsville, Illinois 62026

If you’re looking to buy a new home in Edwardsville, we have compiled a list of the leading mortgage brokers around Edwardsville, Illinois 62026 to help you with your search.

Name
Address
Contact

American Liberty Mortgage

503 Saint Louis St

Edwardsville IL 62026

(618) 656-1096

Benchmark Home Loans

111 E Vandalia St

Edwardsville IL 62026

(618) 659-8609

mward@benchmarkhomeloans.com

Wells Fargo Home Mortgage

3406 Antietam Ct

Edwardsville IL 62026

(618) 659-1144

reportphish@wellsfargo.com

Prime Lending

60 S State Route 157

Edwardsville IL 62026

(618) 307-5801

http://www.primelending.com/

1St Advantage Mortgage

5404 Fox Ct

Edwardsville IL 62026

(618) 692-1558

http://1stadvantagemortgage.com

Address

503 Saint Louis St

Edwardsville IL

Contact

(618) 656-1096

Address

111 E Vandalia St

Edwardsville IL

Contact

(618) 659-8609

mward@benchmarkhomeloans.com

Address

3406 Antietam Ct

Edwardsville IL

Contact

(618) 659-1144

reportphish@wellsfargo.com

News on Mortgages and Reverse Mortgages for Edwardsville, Illinois 62026