Compare Today’s Mortgage Rates for El Paso, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in El Paso, Illinois 61738. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,488 or $21 / month in El Paso and other areas of Woodford county.

Our search engine explores all home mortgage options in El Paso, Illinois 61738, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in El Paso, Illinois 61738

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for El Paso, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in El Paso, IL 61738, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for El Paso, IL

Historical Mortgage Rates for El Paso, Illinois 61738 from 2013 - 2020

We have compiled mortgage rate charts for home loans in El Paso, Illinois and around Woodford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around El Paso, Illinois 61738

If you’re looking to buy a new home in El Paso, we have compiled a list of the leading mortgage brokers around El Paso, Illinois 61738 to help you with your search.

Name
Address
Contact

Loan One

600 W Main St

El Paso IL 61738

(309) 527-6585

contactus@loanoneinc.com

Farm Credit Service Administration

712 Iaa Dr

Bloomington IL 61738

(309) 663-9511

Illinois Title Loans

203 W Market St

Bloomington IL 61738

(309) 828-5446

http://www.titleandpaydayloans.com

Check 'n Go

1401 W Market St

Bloomington IL 61738

(309) 829-7552

comments@checkngo.com

Pnc Mortgage

202 E Washington St

Bloomington IL 61738

(309) 823-3020

pncpaymentportal@pnc.com

Address

600 W Main St

El Paso IL

Contact

(309) 527-6585

contactus@loanoneinc.com

Address

712 Iaa Dr

Bloomington IL

Contact

(309) 663-9511

Address

203 W Market St

Bloomington IL

Contact

(309) 828-5446

http://www.titleandpaydayloans.com

News on Mortgages and Reverse Mortgages for El Paso, Illinois 61738