Compare Today’s Mortgage Rates in El Paso, Illinois 61738
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in El Paso, Illinois 61738.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in El Paso, Illinois 61738. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,930 over the lifetime of your mortgage, which translates to a monthly savings of $14 in El Paso and other areas of Woodford county.
Summary of Average Mortgages in El Paso, Illinois 61738
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Interactive Mortgage Rate Projections for El Paso, Illinois 61738
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in El Paso, IL 61738. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in El Paso, Illinois 61738 from 2024 - 2016
We have compiled mortgage rates charts for home loans in El Paso, Illinois and around Woodford county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around El Paso, Illinois 61738
For those searching for a new home in El Paso, we have compiled a list of the top mortgage brokers located in and around El Paso, Illinois 61738 to assist you with your search.
Loan One
600 W Main St
El Paso IL 61738
(309) 527-6585
contactus@loanoneinc.com
Farm Credit Service Administration
712 Iaa Dr
Bloomington IL 61738
(309) 663-9511
Illinois Title Loans
203 W Market St
Bloomington IL 61738
(309) 828-5446
http://www.titleandpaydayloans.com
Check 'n Go
1401 W Market St
Bloomington IL 61738
(309) 829-7552
comments@checkngo.com
Pnc Mortgage
202 E Washington St
Bloomington IL 61738
(309) 823-3020
pncpaymentportal@pnc.com
Address
600 W Main St
El Paso IL
Contact
(309) 527-6585
contactus@loanoneinc.com
Address
712 Iaa Dr
Bloomington IL
Contact
(309) 663-9511
Address
203 W Market St
Bloomington IL
Contact
(309) 828-5446
http://www.titleandpaydayloans.com