Compare Today’s Mortgage Rates for Eleroy, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Eleroy, Illinois 61027. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,392 or $12 / month in Eleroy and other areas of Stephenson county.

Our search engine explores all home mortgage options in Eleroy, Illinois 61027, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Eleroy, Illinois 61027

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Eleroy, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Eleroy, IL 61027, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Eleroy, IL

Historical Mortgage Rates for Eleroy, Illinois 61027 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Eleroy, Illinois and around Stephenson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Eleroy, Illinois 61027

If you’re looking to buy a new home in Eleroy, we have compiled a list of the leading mortgage brokers around Eleroy, Illinois 61027 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

1888 S West Ave

Freeport IL 61027

(815) 232-9001

https://www.springleaf.com/branches/IL/Freeport/61032/1352

American Cash N Go

1254 W Galena Ave

Freeport IL 61027

(815) 235-4250

World Acceptance

1850 S West Ave

Freeport IL 61027

(815) 232-8159

http://worldacceptance.com

Best Yet Mortgage

26 S Galena Ave

Freeport IL 61027

(815) 801-2961

Farm Credit Services

651 W Meadows Dr

Freeport IL 61027

(815) 235-3171

Address

1888 S West Ave

Freeport IL

Contact

(815) 232-9001

https://www.springleaf.com/branches/IL/Freeport/61032/1352

Address

1254 W Galena Ave

Freeport IL

Contact

(815) 235-4250

Address

1850 S West Ave

Freeport IL

Contact

(815) 232-8159

http://worldacceptance.com

News on Mortgages and Reverse Mortgages for Eleroy, Illinois 61027