Compare Today’s Mortgage Rates in Elkville, Illinois 62932
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Elkville, Illinois 62932.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Elkville, Illinois 62932. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,917 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Elkville and other areas of Jackson county.
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Summary of Average Mortgages in Elkville, Illinois 62932
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Elkville, Illinois 62932
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Elkville, IL 62932. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Elkville, Illinois 62932 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Elkville, Illinois and around Jackson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Elkville, Illinois 62932
For those searching for a new home in Elkville, we have compiled a list of the top mortgage brokers located in and around Elkville, Illinois 62932 to assist you with your search.
Name
Address
Contact
Capital First Corporation
1312 Jackson St
Eldorado IL 62932
(618) 273-9381
World Finance
704 E Walnut St
Carbondale IL 62932
(618) 529-1436
OneMain Financial
1000 N Carbon St
Marion IL 62932
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Heights Finance
1301 Enterprise Way
Marion IL 62932
(618) 997-8788
customeradvocate@heightsfinance.com
Easy Street Acceptance
1910 W Coolidge Ave
Marion IL 62932
(618) 993-6864
info@driveeasystreet.com
Address
1312 Jackson St
Eldorado IL
Contact
(618) 273-9381
Address
704 E Walnut St
Carbondale IL
Contact
(618) 529-1436
Address
1000 N Carbon St
Marion IL
Contact
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html