Compare Today’s Mortgage Rates in Fairfield, Illinois 62837
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Fairfield, Illinois 62837.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,410 over the lifetime of your 30-year fixed loan, or a monthly savings of $9 in Fairfield and other areas of Wayne county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Fairfield, Illinois 62837
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Interactive Mortgage Rate Projections for Fairfield, Illinois 62837
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Fairfield, IL 62837. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Fairfield, Illinois 62837 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Fairfield, Illinois and around Wayne county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Fairfield, Illinois 62837
For those searching for a new home in Fairfield, we have compiled a list of the top mortgage brokers located in and around Fairfield, Illinois 62837 to assist you with your search.
Easy Cash
1400 W Main St
Fairfield IL 62837
(618) 842-6669
EZ Cash
1400 W Main St
Fairfield IL 62837
(618) 842-6669
Midwest Title Loans
2038 County Road 2400 N
Grayville IL 62837
(618) 375-2130
https://www.midwesttitleloans.net/Locations/ILLINOIS/Grayville/2038-County-Road-2400-N
World Finance
232 S 9th St
Mount Vernon IL 62837
(618) 244-5074
http://worldacceptance.com
Illinois Title Loans
3113 Broadway St
Mount Vernon IL 62837
(618) 244-3659
http://www.illinoistitleloansinc.com/
Address
1400 W Main St
Fairfield IL
Contact
(618) 842-6669
Address
1400 W Main St
Fairfield IL
Contact
(618) 842-6669
Address
2038 County Road 2400 N
Grayville IL
Contact
(618) 375-2130
https://www.midwesttitleloans.net/Locations/ILLINOIS/Grayville/2038-County-Road-2400-N