Compare Today’s Mortgage Rates for Farina, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Farina, Illinois 62838. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,612 or $7 / month in Farina and surrounding areas of Fayette county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Farina, Illinois 62838.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Farina, Illinois 62838

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Farina, IL 62838, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Farina, Illinois 62838 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Farina, Illinois and around Fayette county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Farina, Illinois 62838

If you’re looking to buy a new home in Farina, we have compiled a list of the leading mortgage brokers around Farina, Illinois 62838 to help you with your search.

Name
Address
Contact

Midwest Title Loans

2038 County Road 2400 N

Grayville IL 62838

(618) 375-2130

https://www.midwesttitleloans.net/Locations/ILLINOIS/Grayville/2038-County-Road-2400-N

World Finance

232 S 9th St

Mount Vernon IL 62838

(618) 244-5074

http://worldacceptance.com

Illinois Title Loans

3113 Broadway St

Mount Vernon IL 62838

(618) 244-3659

http://www.illinoistitleloansinc.com/

OneMain Financial

606 S 42nd St

Mount Vernon IL 62838

(618) 246-1265

http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html

Springleaf Financial Services

3300 Broadway St

Mount Vernon IL 62838

(618) 242-0210

compliancehelpline@slfs.com

Address

2038 County Road 2400 N

Grayville IL

Contact

(618) 375-2130

https://www.midwesttitleloans.net/Locations/ILLINOIS/Grayville/2038-County-Road-2400-N

Address

232 S 9th St

Mount Vernon IL

Contact

(618) 244-5074

http://worldacceptance.com

Address

3113 Broadway St

Mount Vernon IL

Contact

(618) 244-3659

http://www.illinoistitleloansinc.com/

News on Mortgages and Reverse Mortgages for Farina, Illinois 62838