Compare Today’s Mortgage Rates for Fidelity, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Fidelity, Illinois 62030. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,105 or $9 / month in Fidelity and surrounding areas of Jersey county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Fidelity, Illinois 62030.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Fidelity, Illinois 62030

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Fidelity, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Fidelity, IL 62030, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Fidelity, IL

Historical Mortgage Rates for Fidelity, Illinois 62030 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Fidelity, Illinois and around Jersey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Fidelity, Illinois 62030

If you’re looking to buy a new home in Fidelity, we have compiled a list of the leading mortgage brokers around Fidelity, Illinois 62030 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

4225 S State Route 159

Glen Carbon IL 62030

(618) 650-7500

reportphish@wellsfargo.com

Wells Fargo Home Mortgage

3 Sunset Ave

Glen Carbon IL 62030

(618) 656-9668

http://www.wellsfargo.com/mortgage/

America First Mortgage Co.

300 Junction Dr

Glen Carbon IL 62030

(618) 692-4880

First Financial Midwest

3323 Greenbriar Ave

Godfrey IL 62030

(618) 466-3549

South Central Illinois Mortgage

200 Homer M Adams Pkwy

Alton IL 62030

(618) 465-5656

Address

4225 S State Route 159

Glen Carbon IL

Contact

(618) 650-7500

reportphish@wellsfargo.com

Address

3 Sunset Ave

Glen Carbon IL

Contact

(618) 656-9668

http://www.wellsfargo.com/mortgage/

Address

300 Junction Dr

Glen Carbon IL

Contact

(618) 692-4880

News on Mortgages and Reverse Mortgages for Fidelity, Illinois 62030