Compare Today’s Mortgage Rates for Galatia, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Galatia, Illinois 62935. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,535 or $10 / month in Galatia and other areas of Saline county.

Our search engine explores all home mortgage options in Galatia, Illinois 62935, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Galatia, Illinois 62935

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Galatia, IL 62935, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Galatia, Illinois 62935 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Galatia, Illinois and around Saline county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Galatia, Illinois 62935

If you’re looking to buy a new home in Galatia, we have compiled a list of the leading mortgage brokers around Galatia, Illinois 62935 to help you with your search.

Name
Address
Contact

World Finance

217 N Park Ave

Herrin IL 62935

(618) 988-8274

http://worldacceptance.com

Harrisburg Quick Cash

114 S Commercial St

Harrisburg IL 62935

(618) 253-6565

hquickcash@mchsi.com

Heights Finance

350 Seright St

Harrisburg IL 62935

(618) 253-5055

customeradvocate@heightsfinance.com

Personal Finance

350 Seright St

Harrisburg IL 62935

(618) 252-6388

pfcinfo@pfcloan.com

Check 'n Go

601 N Commercial St

Harrisburg IL 62935

(618) 253-5400

comments@checkngo.com

Address

217 N Park Ave

Herrin IL

Contact

(618) 988-8274

http://worldacceptance.com

Address

114 S Commercial St

Harrisburg IL

Contact

(618) 253-6565

hquickcash@mchsi.com

Address

350 Seright St

Harrisburg IL

Contact

(618) 253-5055

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for Galatia, Illinois 62935