Compare Today’s Mortgage Rates for Galena, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Galena, Illinois 61036. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,196 or $17 / month in Galena and surrounding areas of Jo Daviess county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Galena, Illinois 61036.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Galena, Illinois 61036

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Galena, IL 61036, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Galena, Illinois 61036 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Galena, Illinois and around Jo Daviess county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Galena, Illinois 61036

If you’re looking to buy a new home in Galena, we have compiled a list of the leading mortgage brokers around Galena, Illinois 61036 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

5 Shortridge Trl

Galena IL 61036

(815) 776-1011

http://www.wellsfargo.com/mortgage/

TitleMax Title Loans

2298 Gateway Center Dr

Belvidere IL 61036

(815) 544-5703

webinquiries@titlemax.com

Check 'n Go

128 S State St

Belvidere IL 61036

(815) 547-1900

comments@checkngo.com

Springleaf Financial Services

342 W Chrysler Dr

Belvidere IL 61036

(815) 544-3417

compliancehelpline@slfs.com

World Finance

1464 N State St

Belvidere IL 61036

(815) 544-0750

http://www.worldacceptance.com

Address

5 Shortridge Trl

Galena IL

Contact

(815) 776-1011

http://www.wellsfargo.com/mortgage/

Address

2298 Gateway Center Dr

Belvidere IL

Contact

(815) 544-5703

webinquiries@titlemax.com

Address

128 S State St

Belvidere IL

Contact

(815) 547-1900

comments@checkngo.com

News on Mortgages and Reverse Mortgages for Galena, Illinois 61036