Compare Today’s Mortgage Rates for Gays, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Gays, Illinois 61928. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,960 or $17 / month in Gays and other areas of Moultrie county.

Our search engine explores all home mortgage options in Gays, Illinois 61928, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gays, Illinois 61928

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gays, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gays, IL 61928, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gays, IL

Historical Mortgage Rates for Gays, Illinois 61928 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Gays, Illinois and around Moultrie county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gays, Illinois 61928

If you’re looking to buy a new home in Gays, we have compiled a list of the leading mortgage brokers around Gays, Illinois 61928 to help you with your search.

Name
Address
Contact

Premiere Pawn & Loan

1606 Broadway Ave

Mattoon IL 61928

(217) 258-7296

http://www.facebook.com/

OneMain Financial

136 Dettro Dr

Mattoon IL 61928

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

TitleMax Title Loans

700 Broadway Ave E

Mattoon IL 61928

(217) 235-4500

webinquiries@titlemax.com

Springleaf Financial Services

1304 Charleston Ave

Mattoon IL 61928

(217) 235-0366

compliancehelpline@slfs.com

Heights Finance

1500 Lake Land Blvd

Mattoon IL 61928

(217) 235-2274

customeradvocate@heightsfinance.com

Address

1606 Broadway Ave

Mattoon IL

Contact

(217) 258-7296

http://www.facebook.com/

Address

136 Dettro Dr

Mattoon IL

Contact

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

Address

700 Broadway Ave E

Mattoon IL

Contact

(217) 235-4500

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Gays, Illinois 61928