Compare Today’s Mortgage Rates for Geneva, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Geneva, Illinois 60134. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,392 or $34 / month in Geneva and surrounding areas of Kane county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Geneva, Illinois 60134.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Geneva, Illinois 60134

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Geneva, IL 60134, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Geneva, Illinois 60134 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Geneva, Illinois and around Kane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.75% 89.24% 88.79% 89.10% 89.29% 88.57% 91.06% 89.81%
avg mortgage rate 5.00% 4.68% 3.94% 4.03% 4.48% 4.14% 3.93% 4.16%
% 15 year fixed mortgage 6.87% 8.31% 8.99% 9.43% 8.88% 9.36% 7.44% 8.48%
avg mortgage rate 4.40% 3.99% 3.28% 3.18% 3.53% 3.33% 3.18% 3.47%
Avg credit score 759.54 762.15 760.88 757.28 753.55 750.95 751.98 751.40
Avg LTV (loan to value) 76.24% 77.43% 79.50% 80.85% 81.55% 82.47% 82.77% 82.25%
Avg DTI (debt to income) 34.55 34.53 34.07 34.70 35.19 35.61 35.77 36.11
% First time homebuyer 40.72% 37.42% 36.61% 41.95% 41.97% 43.55% 41.15% 39.12%
Avg mortgage insurance % 4.29% 5.62% 8.36% 10.06% 11.35% 12.73% 12.65% 11.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Geneva, Illinois 60134

If you’re looking to buy a new home in Geneva, we have compiled a list of the leading mortgage brokers around Geneva, Illinois 60134 to help you with your search.

Name
Address
Contact

TSt Capital

505 Linden Ct

Geneva IL 60134

(630) 845-8892

Chris Andersen

808 W State St

Geneva IL 60134

(630) 943-4032

Great Mortgage

524 W State St

Geneva IL 60134

(630) 262-0401

MCS Mortgage Bankers

10 W State St

Geneva IL 60134

(630) 884-6030

Professional Mortgage Partners

524 W State St

Geneva IL 60134

(630) 845-1918

Address

505 Linden Ct

Geneva IL

Contact

(630) 845-8892

Address

808 W State St

Geneva IL

Contact

(630) 943-4032

Address

524 W State St

Geneva IL

Contact

(630) 262-0401

News on Mortgages and Reverse Mortgages for Geneva, Illinois 60134