Compare Today’s Mortgage Rates for Gerlaw, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gerlaw, Illinois 61435. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,230 or $15 / month in Gerlaw and surrounding areas of Warren county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gerlaw, Illinois 61435.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gerlaw, Illinois 61435

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gerlaw, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gerlaw, IL 61435, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gerlaw, IL

Historical Mortgage Rates for Gerlaw, Illinois 61435 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Gerlaw, Illinois and around Warren county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gerlaw, Illinois 61435

If you’re looking to buy a new home in Gerlaw, we have compiled a list of the leading mortgage brokers around Gerlaw, Illinois 61435 to help you with your search.

Name
Address
Contact

Springleaf Financial Services

544 Tenney St

Kewanee IL 61435

(309) 853-4439

https://www.springleaf.com/branches/IL/Kewanee/61443/358

World Finance Corporation

150 E South St

Kewanee IL 61435

(309) 854-0602

http://worldacceptance.com

Sun Loan Co.

549 Tenney St

Kewanee IL 61435

(309) 854-0100

http://www.sunloan.com

Illinois Title Loans

1282 N Henderson St

Galesburg IL 61435

(309) 226-4082

http://www.illinoistitleloansinc.com/

Springleaf Financial Services

309 E Main St

Galesburg IL 61435

(309) 343-3157

http://www.springleaffinancial.com

Address

544 Tenney St

Kewanee IL

Contact

(309) 853-4439

https://www.springleaf.com/branches/IL/Kewanee/61443/358

Address

150 E South St

Kewanee IL

Contact

(309) 854-0602

http://worldacceptance.com

Address

549 Tenney St

Kewanee IL

Contact

(309) 854-0100

http://www.sunloan.com

News on Mortgages and Reverse Mortgages for Gerlaw, Illinois 61435