Compare Today’s Mortgage Rates for Gibson City, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Gibson City, Illinois 60936. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,747 or $19 / month in Gibson City and surrounding areas of Ford county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Gibson City, Illinois 60936.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Gibson City, Illinois 60936

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Gibson City, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Gibson City, IL 60936, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Gibson City, IL

Historical Mortgage Rates for Gibson City, Illinois 60936 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Gibson City, Illinois and around Ford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.78% 87.76% 89.69% 88.49% 88.96% 88.02% 90.34% 88.63%
avg mortgage rate 4.97% 4.70% 3.90% 4.00% 4.46% 4.13% 3.90% 4.14%
% 15 year fixed mortgage 6.74% 9.79% 8.06% 10.15% 9.61% 10.23% 8.17% 9.96%
avg mortgage rate 4.38% 3.94% 3.19% 3.18% 3.51% 3.28% 3.12% 3.34%
Avg credit score 759.59 761.46 762.23 758.20 754.09 752.53 752.41 752.56
Avg LTV (loan to value) 73.99% 75.67% 78.13% 79.09% 80.50% 81.09% 81.75% 81.14%
Avg DTI (debt to income) 34.68 34.66 34.09 34.60 34.69 35.25 35.30 36.08
% First time homebuyer 38.63% 33.40% 35.61% 39.08% 40.73% 40.93% 40.51% 38.52%
Avg mortgage insurance % 3.55% 4.82% 7.39% 8.39% 10.23% 11.50% 11.59% 10.51%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Gibson City, Illinois 60936

If you’re looking to buy a new home in Gibson City, we have compiled a list of the leading mortgage brokers around Gibson City, Illinois 60936 to help you with your search.

Name
Address
Contact

Illinois Title Loans

1350 N Hobbie Ave

Kankakee IL 60936

(815) 939-9977

http://www.illinoistitleloansinc.com/

Springleaf Financial Services

1010 N 5th Ave

Kankakee IL 60936

(815) 932-6781

https://www.springleaf.com/branches/IL/Kankakee/60901/987

East Court Currency Exchange

1550 E Court St

Kankakee IL 60936

(815) 935-1843

World Acceptance

6 Meadowview Ctr

Kankakee IL 60936

(815) 928-8408

http://www.worldacceptance.com/

Us Lending

187 S Schuyler Ave

Kankakee IL 60936

(815) 928-8888

Address

1350 N Hobbie Ave

Kankakee IL

Contact

(815) 939-9977

http://www.illinoistitleloansinc.com/

Address

1010 N 5th Ave

Kankakee IL

Contact

(815) 932-6781

https://www.springleaf.com/branches/IL/Kankakee/60901/987

Address

1550 E Court St

Kankakee IL

Contact

(815) 935-1843

News on Mortgages and Reverse Mortgages for Gibson City, Illinois 60936