Compare Today’s Mortgage Rates in Gifford, Illinois 61847
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Gifford, Illinois 61847.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,752 over the lifetime of your 30-year fixed loan, or a monthly savings of $16 in Gifford and other areas of Champaign county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Gifford, Illinois 61847
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Interactive Mortgage Rate Projections for Gifford, Illinois 61847
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Gifford, IL 61847. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Gifford, Illinois 61847 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Gifford, Illinois and around Champaign county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Gifford, Illinois 61847
For those searching for a new home in Gifford, we have compiled a list of the top mortgage brokers located in and around Gifford, Illinois 61847 to assist you with your search.
Collective Mortgage Service
603 N Dianne Ln
Mahomet IL 61847
(217) 590-4717
Illinois Title Loans
1301 N Prospect Ave
Champaign IL 61847
(217) 356-3427
http://www.illinoistitleloansinc.com/
TitleMax Title Loans
1308 N Prospect Ave
Champaign IL 61847
(217) 402-9862
webinquiries@titlemax.com
PrimeLending, A PlainsCapital Company
2009 Fox Dr
Champaign IL 61847
(217) 355-3800
https://lo.primelending.com/champaign
First Choice Loans
1401 N Prospect Ave
Champaign IL 61847
(217) 531-1100
http://www.qcholdings.com/
Address
603 N Dianne Ln
Mahomet IL
Contact
(217) 590-4717
Address
1301 N Prospect Ave
Champaign IL
Contact
(217) 356-3427
http://www.illinoistitleloansinc.com/
Address
1308 N Prospect Ave
Champaign IL
Contact
(217) 402-9862
webinquiries@titlemax.com