Compare Today’s Mortgage Rates for Girard, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Girard, Illinois 62640. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,392 or $12 / month in Girard and other areas of Macoupin county.

Our search engine explores all home mortgage options in Girard, Illinois 62640, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Girard, Illinois 62640

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Girard, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Girard, IL 62640, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Girard, IL

Historical Mortgage Rates for Girard, Illinois 62640 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Girard, Illinois and around Macoupin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Girard, Illinois 62640

If you’re looking to buy a new home in Girard, we have compiled a list of the leading mortgage brokers around Girard, Illinois 62640 to help you with your search.

Name
Address
Contact

Farm Credit Services

127 S High St

Havana IL 62640

(309) 543-6556

http://www.farmcredit.com/

Central Illinois Loans

402 E Laurel Ave

Havana IL 62640

(309) 543-2450

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62640

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62640

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62640

(217) 243-5118

http://towerloan.com

Address

127 S High St

Havana IL

Contact

(309) 543-6556

http://www.farmcredit.com/

Address

402 E Laurel Ave

Havana IL

Contact

(309) 543-2450

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Girard, Illinois 62640