Compare Today’s Mortgage Rates in Golden Gate, Illinois 62843
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Golden Gate, Illinois 62843.
Our search engine thoroughly explores all home mortgage options in Golden Gate, Illinois 62843, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,383 in lifetime cash or $7 per month in Golden Gate and other areas of Edwards county.
Summary of Average Mortgages in Golden Gate, Illinois 62843
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Interactive Mortgage Rate Projections for Golden Gate, Illinois 62843
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Golden Gate, IL 62843. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Golden Gate, Illinois 62843 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Golden Gate, Illinois and around Edwards county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
| avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
| % 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
| avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
| Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
| Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
| Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
| % First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
| Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Golden Gate, Illinois 62843
For those searching for a new home in Golden Gate, we have compiled a list of the top mortgage brokers located in and around Golden Gate, Illinois 62843 to assist you with your search.
Midwest Title Loans
2038 County Road 2400 N
Grayville IL 62843
(618) 375-2130
https://www.midwesttitleloans.net/Locations/ILLINOIS/Grayville/2038-County-Road-2400-N
World Finance
232 S 9th St
Mount Vernon IL 62843
(618) 244-5074
http://worldacceptance.com
Illinois Title Loans
3113 Broadway St
Mount Vernon IL 62843
(618) 244-3659
http://www.illinoistitleloansinc.com/
OneMain Financial
606 S 42nd St
Mount Vernon IL 62843
(618) 246-1265
http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html
Springleaf Financial Services
3300 Broadway St
Mount Vernon IL 62843
(618) 242-0210
compliancehelpline@slfs.com
Address
2038 County Road 2400 N
Grayville IL
Contact
(618) 375-2130
https://www.midwesttitleloans.net/Locations/ILLINOIS/Grayville/2038-County-Road-2400-N
Address
232 S 9th St
Mount Vernon IL
Contact
(618) 244-5074
http://worldacceptance.com
Address
3113 Broadway St
Mount Vernon IL
Contact
(618) 244-3659
http://www.illinoistitleloansinc.com/