Compare Today’s Mortgage Rates for Grafton, Illinois

Pureloan searches mortgage lenders and major banks in Grafton, Illinois 62037 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,459 or $23 / month is expected in Grafton and other areas of Jersey county.

Pureloan’s search engine explores all home mortgage options in Grafton, Illinois 62037, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Grafton, Illinois 62037

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Grafton, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Grafton, IL 62037, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Grafton, IL

Historical Mortgage Rates for Grafton, Illinois 62037 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Grafton, Illinois and around Jersey county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Grafton, Illinois 62037

If you’re looking to buy a new home in Grafton, we have compiled a list of the leading mortgage brokers around Grafton, Illinois 62037 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

3685 Nameoki Rd

Granite City IL 62037

(618) 451-7098

webinquiries@titlemax.com

Illinois Title Loans

3410 Nameoki Rd

Granite City IL 62037

(618) 451-2345

http://www.illinoistitleloansinc.com/

Midwest Title Loans

3715 Nameoki Rd

Granite City IL 62037

(618) 451-0000

https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd

Preferred Mortgage

2245 Pontoon Rd

Granite City IL 62037

(618) 931-3300

http://www.qualify4mortgage.com

Community Loans of America

3410 Nameoki Rd

Granite City IL 62037

(618) 451-7993

Address

3685 Nameoki Rd

Granite City IL

Contact

(618) 451-7098

webinquiries@titlemax.com

Address

3410 Nameoki Rd

Granite City IL

Contact

(618) 451-2345

http://www.illinoistitleloansinc.com/

Address

3715 Nameoki Rd

Granite City IL

Contact

(618) 451-0000

https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd

News on Mortgages and Reverse Mortgages for Grafton, Illinois 62037