Compare Today’s Mortgage Rates in Grafton, Illinois 62037
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Grafton, Illinois 62037.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,866 over the lifetime of your 30-year fixed loan, or a monthly savings of $19 in Grafton and other areas of Jersey county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Grafton, Illinois 62037
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Interactive Mortgage Rate Projections for Grafton, Illinois 62037
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Grafton, IL 62037. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Grafton, Illinois 62037 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Grafton, Illinois and around Jersey county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Grafton, Illinois 62037
For those searching for a new home in Grafton, we have compiled a list of the top mortgage brokers located in and around Grafton, Illinois 62037 to assist you with your search.
TitleMax Title Loans
3685 Nameoki Rd
Granite City IL 62037
(618) 451-7098
webinquiries@titlemax.com
Illinois Title Loans
3410 Nameoki Rd
Granite City IL 62037
(618) 451-2345
http://www.illinoistitleloansinc.com/
Midwest Title Loans
3715 Nameoki Rd
Granite City IL 62037
(618) 451-0000
https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd
Preferred Mortgage
2245 Pontoon Rd
Granite City IL 62037
(618) 931-3300
http://www.qualify4mortgage.com
Community Loans of America
3410 Nameoki Rd
Granite City IL 62037
(618) 451-7993
Address
3685 Nameoki Rd
Granite City IL
Contact
(618) 451-7098
webinquiries@titlemax.com
Address
3410 Nameoki Rd
Granite City IL
Contact
(618) 451-2345
http://www.illinoistitleloansinc.com/
Address
3715 Nameoki Rd
Granite City IL
Contact
(618) 451-0000
https://www.midwesttitleloans.net/Locations/ILLINOIS/Granite-City/3715-Nameoki-Rd