Compare Today’s Mortgage Rates in Grand Chain, Illinois 62941
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Grand Chain, Illinois 62941.
Our search engine thoroughly explores all home mortgage options in Grand Chain, Illinois 62941, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,903 in lifetime cash or $11 per month in Grand Chain and other areas of Pulaski county.
Summary of Average Mortgages in Grand Chain, Illinois 62941
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Interactive Mortgage Rate Projections for Grand Chain, Illinois 62941
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Grand Chain, IL 62941. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Grand Chain, Illinois 62941 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Grand Chain, Illinois and around Pulaski county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Grand Chain, Illinois 62941
For those searching for a new home in Grand Chain, we have compiled a list of the top mortgage brokers located in and around Grand Chain, Illinois 62941 to assist you with your search.
World Finance
217 N Park Ave
Herrin IL 62941
(618) 988-8274
http://worldacceptance.com
Harrisburg Quick Cash
114 S Commercial St
Harrisburg IL 62941
(618) 253-6565
hquickcash@mchsi.com
Heights Finance
350 Seright St
Harrisburg IL 62941
(618) 253-5055
customeradvocate@heightsfinance.com
Personal Finance
350 Seright St
Harrisburg IL 62941
(618) 252-6388
pfcinfo@pfcloan.com
Check 'n Go
601 N Commercial St
Harrisburg IL 62941
(618) 253-5400
comments@checkngo.com
Address
217 N Park Ave
Herrin IL
Contact
(618) 988-8274
http://worldacceptance.com
Address
114 S Commercial St
Harrisburg IL
Contact
(618) 253-6565
hquickcash@mchsi.com
Address
350 Seright St
Harrisburg IL
Contact
(618) 253-5055
customeradvocate@heightsfinance.com