Compare Today’s Mortgage Rates in Hardin, Illinois 62047
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Hardin, Illinois 62047.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Hardin, Illinois 62047. For a 30-year fixed loan, our calculations show that you can expect to save up to $4,109 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Hardin and other areas of Calhoun county.
Summary of Average Mortgages in Hardin, Illinois 62047
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Interactive Mortgage Rate Projections for Hardin, Illinois 62047
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hardin, IL 62047. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hardin, Illinois 62047 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hardin, Illinois and around Calhoun county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Hardin, Illinois 62047
For those searching for a new home in Hardin, we have compiled a list of the top mortgage brokers located in and around Hardin, Illinois 62047 to assist you with your search.
OneMain Financial
1403 W Ferdon St
Litchfield IL 62047
(217) 324-4139
http://branches.onemainfinancial.com/il/litchfield/1403-west-ferdon-street.html
Cash Store
1203 W Ferdon St
Litchfield IL 62047
(217) 324-2885
info@cashstore.co.za
America's Financial Choice
14 Litchfield Plz
Litchfield IL 62047
(217) 324-5400
info@afchoice.com
First Montgomery Bancorp
324 N State St
Litchfield IL 62047
(217) 324-2105
http://fnbill.com/
World Finance
110 W Union Ave
Litchfield IL 62047
(217) 324-4177
http://worldacceptance.com
Address
1403 W Ferdon St
Litchfield IL
Contact
(217) 324-4139
http://branches.onemainfinancial.com/il/litchfield/1403-west-ferdon-street.html
Address
1203 W Ferdon St
Litchfield IL
Contact
(217) 324-2885
info@cashstore.co.za
Address
14 Litchfield Plz
Litchfield IL
Contact
(217) 324-5400
info@afchoice.com