Compare Today’s Mortgage Rates for Herod, Illinois

Pureloan searches mortgage lenders and major banks in Herod, Illinois 62947 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,007 or $8 / month is expected in Herod and other areas of Saline county.

Pureloan’s search engine explores all home mortgage options in Herod, Illinois 62947, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Herod, Illinois 62947

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Herod, IL 62947, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Herod, Illinois 62947 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Herod, Illinois and around Saline county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Herod, Illinois 62947

If you’re looking to buy a new home in Herod, we have compiled a list of the leading mortgage brokers around Herod, Illinois 62947 to help you with your search.

Name
Address
Contact

OneMain Financial

1000 N Carbon St

Marion IL 62947

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

Heights Finance

1301 Enterprise Way

Marion IL 62947

(618) 997-8788

customeradvocate@heightsfinance.com

Easy Street Acceptance

1910 W Coolidge Ave

Marion IL 62947

(618) 993-6864

info@driveeasystreet.com

Banner Finance

109 W Main St

Marion IL 62947

(618) 997-3777

gduguran@bannerfinance.com

Springleaf Financial Services

411 N Court St

Marion IL 62947

(618) 993-2106

https://www.springleaf.com/branches/IL/Marion/62959/362

Address

1000 N Carbon St

Marion IL

Contact

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

Address

1301 Enterprise Way

Marion IL

Contact

(618) 997-8788

customeradvocate@heightsfinance.com

Address

1910 W Coolidge Ave

Marion IL

Contact

(618) 993-6864

info@driveeasystreet.com

News on Mortgages and Reverse Mortgages for Herod, Illinois 62947