Compare Today’s Mortgage Rates in Hidalgo, Illinois 62432
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hidalgo, Illinois 62432.
Our search engine thoroughly explores all home mortgage options in Hidalgo, Illinois 62432, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,410 in lifetime cash or $9 per month in Hidalgo and other areas of Cumberland county.
Summary of Average Mortgages in Hidalgo, Illinois 62432
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Interactive Mortgage Rate Projections for Hidalgo, Illinois 62432
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hidalgo, IL 62432. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hidalgo, Illinois 62432 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hidalgo, Illinois and around Cumberland county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
% 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
% First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around Hidalgo, Illinois 62432
For those searching for a new home in Hidalgo, we have compiled a list of the top mortgage brokers located in and around Hidalgo, Illinois 62432 to assist you with your search.
Farm Credit Service
908 Jefferson St
Lawrenceville IL 62432
(618) 943-2361
http://www.usfarmcredit.com
TitleMax Title Loans
910 N Keller Dr
Effingham IL 62432
(217) 342-5454
webinquiries@titlemax.com
Springleaf Financial Services
1304 Thelma Keller Ave
Effingham IL 62432
(217) 342-3958
compliancehelpline@slfs.com
Heights Finance
312 N Keller Dr
Effingham IL 62432
(217) 342-2801
customeradvocate@heightsfinance.com
Tower Loans
103 N Keller Dr
Effingham IL 62432
(217) 347-2344
http://towerloan.com
Address
908 Jefferson St
Lawrenceville IL
Contact
(618) 943-2361
http://www.usfarmcredit.com
Address
910 N Keller Dr
Effingham IL
Contact
(217) 342-5454
webinquiries@titlemax.com
Address
1304 Thelma Keller Ave
Effingham IL
Contact
(217) 342-3958
compliancehelpline@slfs.com