Compare Today’s Mortgage Rates for Highland, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Highland, Illinois 62249. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,707 or $16 / month in Highland and surrounding areas of Madison county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Highland, Illinois 62249.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Highland, Illinois 62249

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Highland, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Highland, IL 62249, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Highland, IL

Historical Mortgage Rates for Highland, Illinois 62249 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Highland, Illinois and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Highland, Illinois 62249

If you’re looking to buy a new home in Highland, we have compiled a list of the leading mortgage brokers around Highland, Illinois 62249 to help you with your search.

Name
Address
Contact

World Finance Corporation

12551 State Route 143

Highland IL 62249

(618) 654-8520

http://worldacceptance.com

Highland Quick Cash

1328 Mercantile Dr

Highland IL 62249

(618) 651-1600

http://www.thehtbn.com

TitleMax Title Loans

2633 Northtown Way

Highland IL 62249

(618) 654-1086

webinquiries@titlemax.com

Acacia Mortgage

208 W Saint Louis St

Lebanon IL 62249

(618) 537-9909

Mortgage Haus

200 Admiral Weinel Blvd

Columbia IL 62249

(618) 281-8090

Address

12551 State Route 143

Highland IL

Contact

(618) 654-8520

http://worldacceptance.com

Address

1328 Mercantile Dr

Highland IL

Contact

(618) 651-1600

http://www.thehtbn.com

Address

2633 Northtown Way

Highland IL

Contact

(618) 654-1086

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Highland, Illinois 62249