Compare Today’s Mortgage Rates in Hillsboro, Illinois 62049
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Hillsboro, Illinois 62049.
Our search engine thoroughly explores all home mortgage options in Hillsboro, Illinois 62049, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,794 in lifetime cash or $8 per month in Hillsboro and other areas of Montgomery county.
Summary of Average Mortgages in Hillsboro, Illinois 62049
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Interactive Mortgage Rate Projections for Hillsboro, Illinois 62049
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hillsboro, IL 62049. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Hillsboro, Illinois 62049 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Hillsboro, Illinois and around Montgomery county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Hillsboro, Illinois 62049
For those searching for a new home in Hillsboro, we have compiled a list of the top mortgage brokers located in and around Hillsboro, Illinois 62049 to assist you with your search.
Heights Finance
232 S Main St
Hillsboro IL 62049
(217) 532-5534
http://www.heightsfinance.com/
Heights Finance Corporation
1131 Vandalia Rd
Hillsboro IL 62049
(217) 532-5534
http://www.heightsfinance.com
OneMain Financial
1403 W Ferdon St
Litchfield IL 62049
(217) 324-4139
http://branches.onemainfinancial.com/il/litchfield/1403-west-ferdon-street.html
Cash Store
1203 W Ferdon St
Litchfield IL 62049
(217) 324-2885
info@cashstore.co.za
America's Financial Choice
14 Litchfield Plz
Litchfield IL 62049
(217) 324-5400
info@afchoice.com
Address
232 S Main St
Hillsboro IL
Contact
(217) 532-5534
http://www.heightsfinance.com/
Address
1131 Vandalia Rd
Hillsboro IL
Contact
(217) 532-5534
http://www.heightsfinance.com
Address
1403 W Ferdon St
Litchfield IL
Contact
(217) 324-4139
http://branches.onemainfinancial.com/il/litchfield/1403-west-ferdon-street.html